Discover Yahoo! With Your Friends

Explore news, videos, and much more based on what your friends are reading and watching. Publish your own activity and retain full control.

To get started, first

YOUR FRIENDS' ACTIVITY

    Daily Brew

    Want to keep out of a traffic cop’s radar? Get married

    If you're planning to use Valentine's Day to pop the question to your significant other, here's a bit of information to help you sweeten the deal: cheaper auto insurance.

    InsuranceHotline.com, which helps consumers shop for the best rates, has released some data on the impact being married has on insurance rates just in time for the day the big, relationship-fraught day.

    The Canadian site's number-crunchers looked at traffic tickets issued to clients in their database and found that married people received fewer citations than people living common-law or who were divorced or single, according to CTV News.

    Married people make up 41 per cent of the portal's million-person database but account for only 14 per cent of tickets, based on sample data mainly from Ontario, Alberta and the Atlantic provinces.

    Divorced drivers received 18 per cent, singles - 46 per cent of those in the database - 20.8 per cent and common-law partners, who make up only 6.5 per cent of people in the database, got 21.3 per cent of the citations.

    InsuranceHotline.com director Tammy Ezer, who conducted the study, said age is probably a factor in the better track record of married people, along with the fact parents probably drive more safely when their kids are in the car.

    Ezer suggested the data might help bolster the pitch for anyone making a marriage proposal this Valentine's Day.

    "I think there's probably a pretty frugal guy who's been sitting on the fence and will use this as a push to pop the question," she said Thursday.

    Police don't keep track of the marital status of miscreant motorists, so it's hard to corroborate the study's results.

    And relationship expert Cynthia Loyst says it appears to discriminate against common-law drivers, whose family arrangements often are similar to those of married people.

    "While this study may reveal some truths about how our marital status impacts our driving, it begs the question, So what?" Loyst, who co-hosts the TV show InnerSPACE, told CTV News.

    "I don't believe that just because someone's common-law status makes him or her a more risky driver, that (they are) going to decide to get legally hitched in the hopes it will fix their driving woes."

    What do you feel about this article?

     
    • HuggyBeartheBear  •  3 months ago
      I've been married for 26 years,accident free and my insurance goes up every year!
      • JOSEPH 3 months ago
        McGuinty made sure of that!!
      • Bart 3 months ago
        I don't understand why people still voted for this McGuinty in the last provincial election.
      • rr14 3 months ago
        Actually has more to do with the fraud perpetrated by the customers than the government, but don't let the facts bother you
    • davemues  •  Brampton, Ontario  •  3 months ago
      Yes it is horse shit. I live literally across the street from Caledon where they pay 800 dollars less than me cause i live in Brampton. Does 20 ft really matter? They tell me that its because Brampton has the highest accident rating in all of Canada. Yet more than half the accidents are caused by residents living outside of Brampton. What the hell is up with that? It should be about the individual. I am sick of having my rates go up every year the older I get, the less I drive, the more I pay? It makes no sense. I am sick of subsidizing other bad drivers.
      • Viewpoint Bizarre 3 months ago
        Accidents in Brampton because anyone going through there wants to get out as soon as possible. Stinks like curry and makes drivers get nausea.
      • David 3 months ago
        I've been to India and see how they drive there so it doesn't surprise me one bit that Brampton has the worst driving record in the country.
      • lorma 3 months ago
        Davemues You are not subsidizing bad drivers. You are subsidizing insurance companies.
        David I’ve never been to India and live in Brampton.
        Viewpoint I think what you are smelling is your own, take a shower.
        As long as you keep the discrimination the insurance companies are going to increase premiums. The principal of insurance is very simple: many people pay a small amount so when one has a misfortune, that person can draw the money from the pot.
    • DaMaN  •  Burlington, Ontario  •  3 months ago
      How does that beat the radar again??
      • JohnJeep23 3 months ago
        Go back to school, take a few English courses and learn how to interpret context.
      • Jack 3 months ago
        very misleading headline / picture
      • Jonser 3 months ago
        cops like married chicks read between the lines
    • indigo  •  Hamilton, Ontario  •  3 months ago
      If I lived in portage ontario I would pay approximately $300 per month for car insuance If I moved to winnipeg manitoba and insured the exact same car, the insurance costs me $80 per month for the same coverage.

      This is a true story. How? Ontario insurance DISCRIMINATES for everything, including now marriage? In manitoba the only factor affecting your rate is your driving record. Not your age, sex, color of your car, its acident safety rating, how often that kind of car is stolen, what area of the city you live in, your education., how many people live in your house, on and on and on.

      In the end manitoba PUBLIC insurance comes out less then half price for almost everyone and 4 times less if you are the wrong color or have the wrong last name. How is a government program cheaper then private? They cut out the crap and keep it simple. Everyone gets the SAME base rate. your driving record determines your driver rating number. This number is factored in with a very simple calculation and adjusts your rate up or down a fixed amount. I drive a red 2 door sunbird with flames on it, grandma drives a black grand cherokee. I have the same driver rating as grandma, I pay the same amount of insurance as grandma. End of story.
      • indigo 3 months ago
        I am not suggesting the government is better then private. In almost every case the private sector does things cheaper and better. But in the case of ontario car insurance they have been granted a monopoly by the government and run wild. Ontario car insurance is corporatism, which means private profits but government enforced monopoly protecting them from free market competition.
      • axle 3 months ago
        just register your car in winnipeg no problem or north ontario lots of people do
      • Voice of Reason 3 months ago
        Axle: NOT a good idea. If you happen to get in an accident, and your insurance company finds out you lied about where you actually live, they can deny coverage based on that ALONE. And that leaves YOU "swinging in the wind" financially as you're the one that would have to pay all the costs : property/vehicle damage, any uncovered health costs (re-hab, disability, etc.) income replacement, law suites arising from the accident, etc.
        Do you really want to perhaps be put into financial ruin that way ? Don't be a fool !
    • A Yahoo! User  •  Calgary, Alberta  •  3 months ago
      what a garbage article. Yahoo and their misleading new titles waste my time once again. I think I am going to change my homepage to something that doesn't blow smoke up my #$%$ daily.
    • genius_03  •  Edmonton, Alberta  •  3 months ago
      It's cheaper to pay that ticket, than to propose or get married. ( Price of diamond ring, wedding expenses etc. :) )
      • Moosehead 3 months ago
        ....bigger house, nicer car, fancy clothing for wifey....cost of divorce later on in life...
      • Bad 3 months ago
        You got that right . Marriage will cost you a hell of a lot more in the end especially the divorce. It is time those laws were changed too. After all most women do work now too. That is what they wanted so why should the men be paying to support them after the divorce.
    • Steve  •  Montreal, Quebec  •  3 months ago
      Great idea... get married to lower your premiums... Then see her leave with half your assets.
    • A Yahoo! User  •  Toronto, Ontario  •  3 months ago
      my premiums have never ever went down since I was 17 and a clean record.scam scam scam
    • Buzzkill  •  3 months ago
      What does police radar have to do with insurance rates?
    • R  •  Prince George, British Columbia  •  3 months ago
      WHAT A LOAD OF KRAP
    • spiderman  •  3 months ago
      Insurance = criminal scam.
    • Timinator  •  Burnaby, British Columbia  •  3 months ago
      Stupid article.
    • Scott H  •  3 months ago
      You wanna avoid radar tickets? Maybe.....slow down?
    • Joshua  •  Kelowna, British Columbia  •  3 months ago
      Well, that was a deceptive headline.
    • Chris Shier  •  3 months ago
      I would be driving home to the nag a little slower too.
    • L.  •  3 months ago
      Total B/S and discrimination. When I got my license 28 years ago was I was paying $700/yr. I was told if I kept a clean record until I turned 25, it would go down significantly. Not only did it go up slowly every year since, my married pals have gone down despite having tickets and other minor infractions. After 28 years clean, my rate is now $640/yr. All drivers regardless of gender or marital status should start out the same and as they mess up their rates should be adjusted according to their individual record not the record of their peer group. If people can keep their driving record clean for two years then they should be rewarded with cash back of at least 40% of premium. Then single guys like me who have clean driving records won't have to consider marriage just to get a break on insurance!
    • PurpleRock  •  3 months ago
      Are the people who run Yahoo! high!?!? This title has nothing to do with the content! Yahoo! hire someone who can actually write an article that makes sense!!!
    • Mike  •  Chatham-Kent, Ontario  •  3 months ago
      Yeah sure married guys get less speeding tickets, ever try speeding with a nagging wife in the passenger seat.
    • lorma  •  3 months ago
      "Want to keep out of a traffic cop’s radar? Get married"
      This article is one of the most stupid I have read.
      What a good waste of time and resources.
    • Thomas  •  Halifax, Nova Scotia  •  3 months ago
      I'll give up driving before I get married again.

    Blog Authors / Profiles