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$20M Alberta flood lawsuit filed against 10 insurance companies

A $20-million lawsuit claims insurance companies didn't honour policies for seniors' and assisted living facilities damaged in the 2013 Alberta floods.

The non-profit housing management company, Foothills Foundation, is suing 10 insurance companies.

A statement of claim filed at the Calgary Court Centre alleges four seniors' and assisted living facilities in High River and Black Diamond have not received insurance compensation for damages. A fifth property is an administration office in High River.

The document details the June 20, 2013 discovery that the properties were "severely damaged or destroyed" by the flood.

Insurers were supposed to pay for "remediation and or replacement of equipment, personal property and/or damage to structures or dwellings on the properties."

Losses and damages pegged at $20 million, plus other unnamed punitive costs.

A spokesperson for the foundation says since a settlement wasn't reached within two years, the suit had to be filed to keep the claims active.

Statements of defence haven't yet been filed and none of the allegations have been proven in court.

CBC News has reached out for comment to all of the insurance companies named in the suit.

"The vast majority of the claim has been paid out and as it's an open file, we're still working with our customer to resolve the claim," says a spokesperson for Northbridge in an email.

Defendants

- AMSC Insurance Services

- Alberta Municipal Insurance Exchange

- Catlin Canada

- Northbridge Insurance

- Northbridge General Insurance

- Temple Insurance

- Lombard General Insurance

- ACE INA Insurance

- AIG Insurance (aka. Chartis Insurance)

- BFL Canada