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The Cost of Health Insurance the Year You Were Born

It’s incredibly expensive for American families to keep themselves healthy — and that expense only continues to rise. High healthcare spending could be positive if it leads to better healthcare outcomes. However, that is not the case for the United States.

According to the Centers for Medicaid and Medicare Services, the cost of government health insurance programs is expected to double in the next decade from $1.4 trillion in 2017 to $2.6 trillion in 2027. And private health insurance is projected to grow 4.8% every year.

Total healthcare costs will rise to $15,375 per employee this year, according to National Business Group On Health, which is a significant increase from $14,642 the previous year. This could mean Americans will see more out-of-pocket healthcare expenses in 2020, with the average person shelling out nearly $4,500, even with health coverage from employers. But health insurance cost isn’t a new problem for Americans — in fact, the total national health consumption expenditures 60 years ago was an alarming $24.7 billion.

To determine how much health insurance cost the year you were born, GOBankingRates analyzed data from the Center for Medicare and Medicaid Services dating back to 1960.

Using this data, GOBankingRates found the national health consumption expenditures per capita, out-of-pocket expenditures on healthcare per capita and expenditures paid out by health insurance per capita for every year from 1960 to 2018. The total national health consumption expenditures represent spending for all medical care rendered during the year and are the sum of primary healthcare, government public health activity, government administration and the net cost of health insurance.

As supplemental data, GOBankingRates also found the year-over-year change for each of these factors. This study is in chronological order by year, beginning with 1960. Discover how much health insurance cost the year you were born and how these costs just continue to climb.

Last updated: Feb. 24, 2020

1960

  • National health consumption expenditures

    • Total: $24,700,000,000

    • Per capita: $132.65

    • Year-over-year change per capita: N/A

  • Out-of-pocket expenditures

    • Total: $12,949,000,000

    • Per capita: $69.54

    • Year-over-year change per capita: N/A

  • Expenditures paid out by health insurance

    • Total: $7,497,000,000

    • Per capita: $40.26

    • Year-over-year change per capita: N/A

1961

  • National health consumption expenditures

    • Total: $26,300,000,000

    • Per capita: $139.01

    • Year-over-year change per capita: 4.79%

  • Out-of-pocket expenditures

    • Total: $13,357,000,000

    • Per capita: $70.60

    • Year-over-year change per capita: 1.52%

  • Expenditures paid out by health insurance

    • Total: $8,236,000,000

    • Per capita: $43.53

    • Year-over-year change per capita: 8.12%

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1962

  • National health consumption expenditures

    • Total: $28,400,000,000

    • Per capita: $147.92

    • Year-over-year change per capita: 6.41%

  • Out-of-pocket expenditures

    • Total: $14,255,000,000

    • Per capita: $74.24

    • Year-over-year change per capita: 5.17%

  • Expenditures paid out by health insurance

    • Total: $8,999,000,000

    • Per capita: $46.87

    • Year-over-year change per capita: 7.67%

1963

  • National health consumption expenditures

    • Total: $30,900,000,000

    • Per capita: $158.62

    • Year-over-year change per capita: 7.24%

  • Out-of-pocket expenditures

    • Total: $15,311,000,000

    • Per capita: $78.60

    • Year-over-year change per capita: 5.86%

  • Expenditures paid out by health insurance

    • Total: $9,892,000,000

    • Per capita: $50.78

    • Year-over-year change per capita: 8.34%

1964

  • National health consumption expenditures

    • Total: $34,100,000,000

    • Per capita: $172.75

    • Year-over-year change per capita: 8.90%

  • Out-of-pocket expenditures

    • Total: $16,928,000,000

    • Per capita: $85.75

    • Year-over-year change per capita: 9.10%

  • Expenditures paid out by health insurance

    • Total: $10,971,000,000

    • Per capita: $55.58

    • Year-over-year change per capita: 9.45%

1965

  • National health consumption expenditures

    • Total: $37,200,000,000

    • Per capita: $186.19

    • Year-over-year change per capita: 7.78%

  • Out-of-pocket expenditures

    • Total: $18,209,000,000

    • Per capita: $91.14

    • Year-over-year change per capita: 6.28%

  • Expenditures paid out by health insurance

    • Total: $12,023,000,000

    • Per capita: $60.18

    • Year-over-year change per capita: 8.27%

1966

  • National health consumption expenditures

    • Total: $41,200,000,000

    • Per capita: $204.06

    • Year-over-year change per capita: 9.60%

  • Out-of-pocket expenditures

    • Total: $18,594,000,000

    • Per capita: $92.10

    • Year-over-year change per capita: 1.05%

  • Expenditures paid out by health insurance

    • Total: $15,673,000,000

    • Per capita: $77.63

    • Year-over-year change per capita: 29.00%

1967

  • National health consumption expenditures

    • Total: $46,500,000,000

    • Per capita: $228.28

    • Year-over-year change per capita: 11.87%

  • Out-of-pocket expenditures

    • Total: $18,537,000,000

    • Per capita: $91.00

    • Year-over-year change per capita: -1.19%

  • Expenditures paid out by health insurance

    • Total: $21,109,000,000

    • Per capita: $103.63

    • Year-over-year change per capita: 33.49%

1968

  • National health consumption expenditures

    • Total: $52,700,000,000

    • Per capita: $256.32

    • Year-over-year change per capita: 12.29%

  • Out-of-pocket expenditures

    • Total: $20,500,000,000

    • Per capita: $99.71

    • Year-over-year change per capita: 9.57%

  • Expenditures paid out by health insurance

    • Total: $24,379,000,000

    • Per capita: $118.57

    • Year-over-year change per capita: 14.42%

1969

  • National health consumption expenditures

    • Total: $59,100,000,000

    • Per capita: $284.68

    • Year-over-year change per capita: 11.06%

  • Out-of-pocket expenditures

    • Total: $22,601,000,000

    • Per capita: $108.87

    • Year-over-year change per capita: 9.19%

  • Expenditures paid out by health insurance

    • Total: $27,565,000,000

    • Per capita: $132.78

    • Year-over-year change per capita: 11.98%

1970

  • National health consumption expenditures

    • Total: $67,000,000,000

    • Per capita: $318.74

    • Year-over-year change per capita: 11.96%

  • Out-of-pocket expenditures

    • Total: $24,953,000,000

    • Per capita: $118.71

    • Year-over-year change per capita: 9.04%

  • Expenditures paid out by health insurance

    • Total: $31,763,000,000

    • Per capita: $151.11

    • Year-over-year change per capita: 13.80%

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1971

  • National health consumption expenditures

    • Total: $74,300,000,000

    • Per capita: $349.15

    • Year-over-year change per capita: 9.54%

  • Out-of-pocket expenditures

    • Total: $26,312,000,000

    • Per capita: $123.65

    • Year-over-year change per capita: 4.16%

  • Expenditures paid out by health insurance

    • Total: $36,727,000,000

    • Per capita: $172.59

    • Year-over-year change per capita: 14.22%

1972

  • National health consumption expenditures

    • Total: $83,300,000,000

    • Per capita: $387.62

    • Year-over-year change per capita: 11.02%

  • Out-of-pocket expenditures

    • Total: $28,646,000,000

    • Per capita: $133.30

    • Year-over-year change per capita: 7.81%

  • Expenditures paid out by health insurance

    • Total: $42,617,000,000

    • Per capita: $198.31

    • Year-over-year change per capita: 14.90%

1973

  • National health consumption expenditures

    • Total: $93,100,000,000

    • Per capita: $429.63

    • Year-over-year change per capita: 10.84%

  • Out-of-pocket expenditures

    • Total: $31,625,000,000

    • Per capita: $145.94

    • Year-over-year change per capita: 9.48%

  • Expenditures paid out by health insurance

    • Total: $48,027,000,000

    • Per capita: $221.63

    • Year-over-year change per capita: 11.76%

1974

  • National health consumption expenditures

    • Total: $105,900,000,000

    • Per capita: $484.89

    • Year-over-year change per capita: 12.86%

  • Out-of-pocket expenditures

    • Total: $34,373,000,000

    • Per capita: $157.39

    • Year-over-year change per capita: 7.84%

  • Expenditures paid out by health insurance

    • Total: $55,956,000,000

    • Per capita: $256.21

    • Year-over-year change per capita: 15.60%

1975

  • National health consumption expenditures

    • Total: $121,100,000,000

    • Per capita: $549.95

    • Year-over-year change per capita: 13.42%

  • Out-of-pocket expenditures

    • Total: $37,262,000,000

    • Per capita: $169.22

    • Year-over-year change per capita: 7.52%

  • Expenditures paid out by health insurance

    • Total: $66,330,000,000

    • Per capita: $301.23

    • Year-over-year change per capita: 17.57%

1976

  • National health consumption expenditures

    • Total: $139,300,000,000

    • Per capita: $627.48

    • Year-over-year change per capita: 14.10%

  • Out-of-pocket expenditures

    • Total: $40,647,000,000

    • Per capita: $183.09

    • Year-over-year change per capita: 8.20%

  • Expenditures paid out by health insurance

    • Total: $79,068,000,000

    • Per capita: $356.16

    • Year-over-year change per capita: 18.24%

1977

  • National health consumption expenditures

    • Total: $159,900,000,000

    • Per capita: $714.48

    • Year-over-year change per capita: 13.86%

  • Out-of-pocket expenditures

    • Total: $44,853,000,000

    • Per capita: $200.42

    • Year-over-year change per capita: 9.46%

  • Expenditures paid out by health insurance

    • Total: $93,115,000,000

    • Per capita: $416.06

    • Year-over-year change per capita: 16.82%

1978

  • National health consumption expenditures

    • Total: $180,000,000,000

    • Per capita: $796.81

    • Year-over-year change per capita: 11.52%

  • Out-of-pocket expenditures

    • Total: $48,016,000,000

    • Per capita: $212.55

    • Year-over-year change per capita: 6.06%

  • Expenditures paid out by health insurance

    • Total: $106,582,000,000

    • Per capita: $471.81

    • Year-over-year change per capita: 13.40%

1979

  • National health consumption expenditures

    • Total: $204,600,000,000

    • Per capita: $896.98

    • Year-over-year change per capita: 12.57%

  • Out-of-pocket expenditures

    • Total: $52,312,000,000

    • Per capita: $229.34

    • Year-over-year change per capita: 7.90%

  • Expenditures paid out by health insurance

    • Total: $122,739,000,000

    • Per capita: $538.09

    • Year-over-year change per capita: 14.05%

1980

  • National health consumption expenditures

    • Total: $235,500,000,000

    • Per capita: $1,022.14

    • Year-over-year change per capita: 13.95%

  • Out-of-pocket expenditures

    • Total: $58,146,000,000

    • Per capita: $252.37

    • Year-over-year change per capita: 10.04%

  • Expenditures paid out by health insurance

    • Total: $142,333,000,000

    • Per capita: $617.76

    • Year-over-year change per capita: 14.81%

1981

  • National health consumption expenditures

    • Total: $273,400,000,000

    • Per capita: $1,174.90

    • Year-over-year change per capita: 14.95%

  • Out-of-pocket expenditures

    • Total: $65,355,000,000

    • Per capita: $280.86

    • Year-over-year change per capita: 11.29%

  • Expenditures paid out by health insurance

    • Total: $167,730,000,000

    • Per capita: $720.80

    • Year-over-year change per capita: 16.68%

1982

  • National health consumption expenditures

    • Total: $308,000,000,000

    • Per capita: $1,310.64

    • Year-over-year change per capita: 11.55%

  • Out-of-pocket expenditures

    • Total: $72,450,000,000

    • Per capita: $308.30

    • Year-over-year change per capita: 9.77%

  • Expenditures paid out by health insurance

    • Total: $190,651,000,000

    • Per capita: $811.28

    • Year-over-year change per capita: 12.55%

1983

  • National health consumption expenditures

    • Total: $339,500,000,000

    • Per capita: $1,431.28

    • Year-over-year change per capita: 9.20%

  • Out-of-pocket expenditures

    • Total: $78,619,000,000

    • Per capita: $331.45

    • Year-over-year change per capita: 7.51%

  • Expenditures paid out by health insurance

    • Total: $212,741,000,000

    • Per capita: $896.88

    • Year-over-year change per capita: 10.55%

1984

  • National health consumption expenditures

    • Total: $375,100,000,000

    • Per capita: $1,566.83

    • Year-over-year change per capita: 9.47%

  • Out-of-pocket expenditures

    • Total: $86,500,000,000

    • Per capita: $361.32

    • Year-over-year change per capita: 9.01%

  • Expenditures paid out by health insurance

    • Total: $237,405,000,000

    • Per capita: $991.67

    • Year-over-year change per capita: 10.57%

1985

  • National health consumption expenditures

    • Total: $412,800,000,000

    • Per capita: $1,708.61

    • Year-over-year change per capita: 9.05%

  • Out-of-pocket expenditures

    • Total: $95,640,000,000

    • Per capita: $395.86

    • Year-over-year change per capita: 9.56%

  • Expenditures paid out by health insurance

    • Total: $259,273,000,000

    • Per capita: $1,073.15

    • Year-over-year change per capita: 8.22%

1986

  • National health consumption expenditures

    • Total: $443,700,000,000

    • Per capita: $1,819.19

    • Year-over-year change per capita: 6.47%

  • Out-of-pocket expenditures

    • Total: $103,610,000,000

    • Per capita: $424.81

    • Year-over-year change per capita: 7.31%

  • Expenditures paid out by health insurance

    • Total: $274,699,000,000

    • Per capita: $1,126.28

    • Year-over-year change per capita: 4.95%

1987

  • National health consumption expenditures

    • Total: $482,300,000,000

    • Per capita: $1,959.77

    • Year-over-year change per capita: 7.73%

  • Out-of-pocket expenditures

    • Total: $109,652,000,000

    • Per capita: $445.56

    • Year-over-year change per capita: 4.89%

  • Expenditures paid out by health insurance

    • Total: $300,035,000,000

    • Per capita: $1,219.16

    • Year-over-year change per capita: 8.25%

1988

  • National health consumption expenditures

    • Total: $540,500,000,000

    • Per capita: $2,175.93

    • Year-over-year change per capita: 11.03%

  • Out-of-pocket expenditures

    • Total: $120,217,000,000

    • Per capita: $483.97

    • Year-over-year change per capita: 8.62%

  • Expenditures paid out by health insurance

    • Total: $338,282,000,000

    • Per capita: $1,361.84

    • Year-over-year change per capita: 11.70%

1989

  • National health consumption expenditures

    • Total: $602,300,000,000

    • Per capita: $2,401.52

    • Year-over-year change per capita: 10.37%

  • Out-of-pocket expenditures

    • Total: $126,651,000,000

    • Per capita: $504.99

    • Year-over-year change per capita: 4.34%

  • Expenditures paid out by health insurance

    • Total: $387,271,000,000

    • Per capita: $1,544.14

    • Year-over-year change per capita: 13.39%

1990

  • National health consumption expenditures

    • Total: $674,100,000,000

    • Per capita: $2,657.08

    • Year-over-year change per capita: 10.64%

  • Out-of-pocket expenditures

    • Total: $137,882,000,000

    • Per capita: $543.48

    • Year-over-year change per capita: 7.62%

  • Expenditures paid out by health insurance

    • Total: $439,113,000,000

    • Per capita: $1,730.84

    • Year-over-year change per capita: 12.09%

1991

  • National health consumption expenditures

    • Total: $737,700,000,000

    • Per capita: $2,873.78

    • Year-over-year change per capita: 8.16%

  • Out-of-pocket expenditures

    • Total: $140,815,000,000

    • Per capita: $548.56

    • Year-over-year change per capita: 0.93%

  • Expenditures paid out by health insurance

    • Total: $492,308,000,000

    • Per capita: $1,917.83

    • Year-over-year change per capita: 10.80%

1992

  • National health consumption expenditures

    • Total: $798,700,000,000

    • Per capita: $3,074.29

    • Year-over-year change per capita: 6.98%

  • Out-of-pocket expenditures

    • Total: $143,178,000,000

    • Per capita: $551.11

    • Year-over-year change per capita: 0.46%

  • Expenditures paid out by health insurance

    • Total: $543,122,000,000

    • Per capita: $2,090.54

    • Year-over-year change per capita: 9.01%

1993

  • National health consumption expenditures

    • Total: $857,700,000,000

    • Per capita: $3,262.46

    • Year-over-year change per capita: 6.12%

  • Out-of-pocket expenditures

    • Total: $144,098,000,000

    • Per capita: $548.11

    • Year-over-year change per capita: -0.54%

  • Expenditures paid out by health insurance

    • Total: $593,278,000,000

    • Per capita: $2,256.67

    • Year-over-year change per capita: 7.95%

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1994

  • National health consumption expenditures

    • Total: $905,700,000,000

    • Per capita: $3,408.73

    • Year-over-year change per capita: 4.48%

  • Out-of-pocket expenditures

    • Total: $142,035,000,000

    • Per capita: $534.57

    • Year-over-year change per capita: -2.47%

  • Expenditures paid out by health insurance

    • Total: $636,746,000,000

    • Per capita: $2,396.48

    • Year-over-year change per capita: 6.20%

1995

  • National health consumption expenditures

    • Total: $958,200,000,000

    • Per capita: $3,570.04

    • Year-over-year change per capita: 4.73%

  • Out-of-pocket expenditures

    • Total: $144,816,000,000

    • Per capita: $539.55

    • Year-over-year change per capita: 0.93%

  • Expenditures paid out by health insurance

    • Total: $681,479,000,000

    • Per capita: $2,539.04

    • Year-over-year change per capita: 5.95%

1996

  • National health consumption expenditures

    • Total: $1,009,600,000,000

    • Per capita: $3,724.09

    • Year-over-year change per capita: 4.31%

  • Out-of-pocket expenditures

    • Total: $150,353,000,000

    • Per capita: $554.60

    • Year-over-year change per capita: 2.79%

  • Expenditures paid out by health insurance

    • Total: $722,123,000,000

    • Per capita: $2,663.68

    • Year-over-year change per capita: 4.91%

1997

  • National health consumption expenditures

    • Total: $1,064,800,000,000

    • Per capita: $3,888.97

    • Year-over-year change per capita: 4.43%

  • Out-of-pocket expenditures

    • Total: $161,371,000,000

    • Per capita: $589.38

    • Year-over-year change per capita: 6.27%

  • Expenditures paid out by health insurance

    • Total: $758,323,000,000

    • Per capita: $2,769.62

    • Year-over-year change per capita: 3.98%

1998

  • National health consumption expenditures

    • Total: $1,126,300,000,000

    • Per capita: $4,071.95

    • Year-over-year change per capita: 4.70%

  • Out-of-pocket expenditures

    • Total: $176,811,000,000

    • Per capita: $639.23

    • Year-over-year change per capita: 8.46%

  • Expenditures paid out by health insurance

    • Total: $792,113,000,000

    • Per capita: $2,863.75

    • Year-over-year change per capita: 3.40%

1999

  • National health consumption expenditures

    • Total: $1,197,000,000,000

    • Per capita: $4,285.71

    • Year-over-year change per capita: 5.25%

  • Out-of-pocket expenditures

    • Total: $187,575,000,000

    • Per capita: $671.59

    • Year-over-year change per capita: 5.06%

  • Expenditures paid out by health insurance

    • Total: $845,619,000,000

    • Per capita: $3,027.64

    • Year-over-year change per capita: 5.72%

2000

  • National health consumption expenditures

    • Total: $1,285,900,000,000

    • Per capita: $4,559.93

    • Year-over-year change per capita: 6.40%

  • Out-of-pocket expenditures

    • Total: $198,886,000,000

    • Per capita: $705.27

    • Year-over-year change per capita: 5.01%

  • Expenditures paid out by health insurance

    • Total: $919,001,000,000

    • Per capita: $3,258.87

    • Year-over-year change per capita: 7.64%

2001

  • National health consumption expenditures

    • Total: $1,398,800,000,000

    • Per capita: $4,911.52

    • Year-over-year change per capita: 7.71%

  • Out-of-pocket expenditures

    • Total: $206,200,000,000

    • Per capita: $724.02

    • Year-over-year change per capita: 2.66%

  • Expenditures paid out by health insurance

    • Total: $1,014,436,000,000

    • Per capita: $3,561.92

    • Year-over-year change per capita: 9.30%

2002

  • National health consumption expenditures

    • Total: $1,531,900,000,000

    • Per capita: $5,328.35

    • Year-over-year change per capita: 8.49%

  • Out-of-pocket expenditures

    • Total: $219,274,000,000

    • Per capita: $762.69

    • Year-over-year change per capita: 5.34%

  • Expenditures paid out by health insurance

    • Total: $1,121,575,000,000

    • Per capita: $3,901.13

    • Year-over-year change per capita: 9.52%

2003

  • National health consumption expenditures

    • Total: $1,663,900,000,000

    • Per capita: $5,739.57

    • Year-over-year change per capita: 7.72%

  • Out-of-pocket expenditures

    • Total: $235,636,000,000

    • Per capita: $812.82

    • Year-over-year change per capita: 6.57%

  • Expenditures paid out by health insurance

    • Total: $1,221,811,000,000

    • Per capita: $4,214.59

    • Year-over-year change per capita: 8.04%

2004

  • National health consumption expenditures

    • Total: $1,784,400,000,000

    • Per capita: $6,098.43

    • Year-over-year change per capita: 6.25%

  • Out-of-pocket expenditures

    • Total: $248,495,000,000

    • Per capita: $849.27

    • Year-over-year change per capita: 4.48%

  • Expenditures paid out by health insurance

    • Total: $1,320,082,000,000

    • Per capita: $4,511.56

    • Year-over-year change per capita: 7.05%

2005

  • National health consumption expenditures

    • Total: $1,904,100,000,000

    • Per capita: $6,448.02

    • Year-over-year change per capita: 5.73%

  • Out-of-pocket expenditures

    • Total: $263,816,000,000

    • Per capita: $893.38

    • Year-over-year change per capita: 5.19%

  • Expenditures paid out by health insurance

    • Total: $1,414,036,000,000

    • Per capita: $4,788.47

    • Year-over-year change per capita: 6.14%

2006

  • National health consumption expenditures

    • Total: $2,031,000,000,000

    • Per capita: $6,813.15

    • Year-over-year change per capita: 5.66%

  • Out-of-pocket expenditures

    • Total: $273,611,000,000

    • Per capita: $917.85

    • Year-over-year change per capita: 2.74%

  • Expenditures paid out by health insurance

    • Total: $1,517,037,000,000

    • Per capita: $5,089.02

    • Year-over-year change per capita: 6.28%

2007

  • National health consumption expenditures

    • Total: $2,156,000,000,000

    • Per capita: $7,162.79

    • Year-over-year change per capita: 5.13%

  • Out-of-pocket expenditures

    • Total: $290,381,000,000

    • Per capita: $964.72

    • Year-over-year change per capita: 5.11%

  • Expenditures paid out by health insurance

    • Total: $1,607,910,000,000

    • Per capita: $5,341.89

    • Year-over-year change per capita: 4.97%

2008

  • National health consumption expenditures

    • Total: $2,249,000,000,000

    • Per capita: $7,402.90

    • Year-over-year change per capita: 3.35%

  • Out-of-pocket expenditures

    • Total: $295,573,000,000

    • Per capita: $972.92

    • Year-over-year change per capita: 0.85%

  • Expenditures paid out by health insurance

    • Total: $1,693,476,000,000

    • Per capita: $5,574.31

    • Year-over-year change per capita: 4.35%

2009

  • National health consumption expenditures

    • Total: $2,352,800,000,000

    • Per capita: $7,678.85

    • Year-over-year change per capita: 3.73%

  • Out-of-pocket expenditures

    • Total: $294,167,000,000

    • Per capita: $960.08

    • Year-over-year change per capita: -1.32%

  • Expenditures paid out by health insurance

    • Total: $1,792,324,000,000

    • Per capita: $5,849.62

    • Year-over-year change per capita: 4.94%

2010

  • National health consumption expenditures

    • Total: $2,450,500,000,000

    • Per capita: $7,932.99

    • Year-over-year change per capita: 3.31%

  • Out-of-pocket expenditures

    • Total: $300,223,000,000

    • Per capita: $971.91

    • Year-over-year change per capita: 1.23%

  • Expenditures paid out by health insurance

    • Total: $1,871,239,000,000

    • Per capita: $6,057.75

    • Year-over-year change per capita: 3.56%

2011

  • National health consumption expenditures

    • Total: $2,533,400,000,000

    • Per capita: $8,145.98

    • Year-over-year change per capita: 2.68%

  • Out-of-pocket expenditures

    • Total: $310,434,000,000

    • Per capita: $998.18

    • Year-over-year change per capita: 2.70%

  • Expenditures paid out by health insurance

    • Total: $1,942,105,000,000

    • Per capita: $6,244.71

    • Year-over-year change per capita: 3.09%

2012

  • National health consumption expenditures

    • Total: $2,637,700,000,000

    • Per capita: $8,419.09

    • Year-over-year change per capita: 3.35%

  • Out-of-pocket expenditures

    • Total: $319,236,000,000

    • Per capita: $1,018.95

    • Year-over-year change per capita: 2.08%

  • Expenditures paid out by health insurance

    • Total: $2,015,814,000,000

    • Per capita: $6,434.13

    • Year-over-year change per capita: 3.03%

2013

  • National health consumption expenditures

    • Total: $2,720,900,000,000

    • Per capita: $8,624.09

    • Year-over-year change per capita: 2.43%

  • Out-of-pocket expenditures

    • Total: $326,864,000,000

    • Per capita: $1,036.02

    • Year-over-year change per capita: 1.68%

  • Expenditures paid out by health insurance

    • Total: $2,079,180,000,000

    • Per capita: $6,590.11

    • Year-over-year change per capita: 2.42%

2014

  • National health consumption expenditures

    • Total: $2,875,600,000,000

    • Per capita: $9,045.61

    • Year-over-year change per capita: 4.89%

  • Out-of-pocket expenditures

    • Total: $331,766,000,000

    • Per capita: $1,043.62

    • Year-over-year change per capita: 0.73%

  • Expenditures paid out by health insurance

    • Total: $2,223,027,000,000

    • Per capita: $6,992.85

    • Year-over-year change per capita: 6.11%

2015

  • National health consumption expenditures

    • Total: $3,045,500,000,000

    • Per capita: $9,514.21

    • Year-over-year change per capita: 5.18%

  • Out-of-pocket expenditures

    • Total: $341,706,000,000

    • Per capita: $1,067.50

    • Year-over-year change per capita: 2.29%

  • Expenditures paid out by health insurance

    • Total: $2,373,400,000,000

    • Per capita: $7,414.56

    • Year-over-year change per capita: 6.03%

2016

  • National health consumption expenditures

    • Total: $3,190,700,000,000

    • Per capita: $9,893.64

    • Year-over-year change per capita: 3.99%

  • Out-of-pocket expenditures

    • Total: $357,217,000,000

    • Per capita: $1,107.65

    • Year-over-year change per capita: 3.76%

  • Expenditures paid out by health insurance

    • Total: $2,487,483,000,000

    • Per capita: $7,713.13

    • Year-over-year change per capita: 4.03%

Look: States With the Best Affordable Healthcare for Retirees

2017

  • National health consumption expenditures

    • Total: $3,319,000,000,000

    • Per capita: $10,224.89

    • Year-over-year change per capita: 3.35%

  • Out-of-pocket expenditures

    • Total: $265,209,000,000

    • Per capita: $1,125.10

    • Year-over-year change per capita: 1.58%

  • Expenditures paid out by health insurance

    • Total: $2,592,332,000,000

    • Per capita: $7,986.24

    • Year-over-year change per capita: 3.54%

2018

  • National health consumption expenditures

    • Total: $3,475,000,000,000

    • Per capita: $10,639.93

    • Year-over-year change per capita: 4.06%

  • Out-of-pocket expenditures

    • Total: $375,610,000,000

    • Per capita: $1,150.06

    • Year-over-year change per capita: 2.22%

  • Expenditures paid out by health insurance

    • Total: $2,728,950,000,000

    • Per capita: $8,355.63

    • Year-over-year change per capita: 4.63%

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Methodology: GOBankingRates used the Centers for Medicare and Medicaid Services “National Health Expenditure Accounts by type of service and source of funds, CY 1960-2018” and “National Health Expenditure Accounts, Summary 1960-2018” to find 1) health consumption expenditures per capita; 2) out-of-pocket expenditures on healthcare per capita; and 3) expenditures paid out by health insurance per capita for each year from 1960 through 2018. GOBankingRates also found the year-over-year change for each factor as supplemental data. All data was collected on and is up to date as of Jan. 29, 2020.

This article originally appeared on GOBankingRates.com: The Cost of Health Insurance the Year You Were Born