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Why You May Not Get Approved for a Citi Card -- Even With an 800 Credit Score

Why You May Not Get Approved for a Citi Card -- Even With an 800 Credit Score

You find a great credit card with a killer sign-up bonus, and you're ready to apply. Credit card issuers deny applications for a number of reasons. While they're usually credit related -- a low credit score, high utilization, or even too short of a credit history -- even an excellent credit score isn't proof against issuer restrictions or limitations.