Why You Shouldn't Feel Bad if You Have to Tap Your Emergency Fund

Most financial experts stress the importance of having a fully-funded emergency fund. An emergency fund can help keep you from racking up credit card debt to cover unexpected costs, and it can give you peace of mind because you'll know that it protects you from financial disaster if things go wrong. Saving up enough to fund your emergency account can be a challenge, though, and it can sometimes take months or years to build it up.