Retirement savings statistics usually highlight how badly people are doing at preparing for their future, but one stat in Transamerica's latest retirement survey bucks this trend: Approximately 30% of households have saved $250,000 or more for retirement already. Most of us can fortunately count upon Social Security to help us with some of our retirement costs so we don't have to rely solely upon our personal savings. Most people will need $1 million or more to retire comfortably, but the only way to know what you'll need is to put together a retirement plan that takes your health and lifestyle into account.
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