3 Reasons to Invest Only in a 401(k) and 2 Reasons Not To

3 Reasons to Invest Only in a 401(k) and 2 Reasons Not To

If your employer offers a workplace 401(k), you have a choice to make when it comes to your retirement accounts. You can invest only in that 401(k) and focus all your retirement planning efforts on it. Or you could put enough money in the 401(k) to earn the maximum employer match and then invest elsewhere, such as an IRA.