Lakefield resident Brant Dunford decided to paint a powerful image on a paddle because he wanted to contribute to the Burleigh Falls Beautification Project and to keep the conversation alive about missing and murdered Indigenous women and girls. “The idea to paint this portrait came to me when I was doing another drawing on the paddle. I changed my mind, basically erased what I had and got inspired to do the portrait. I’m happy with how it turned out,” said Dunford. The paddle depicts an Indigenous girl with a bloodied hand across her face. It’s a strong image that’s used to show the blood shed of Indigenous woman, while at the same time bringing awareness of MMIWG to the forefront. Dunford says the paddle was purchased at a local store. He says in order for him to paint the paddle he had to sand the surface. “From start to finish, it took me the better part of two days,” he says. Dunford, a father of two and the great-grandson of the late Chief Moses Marsden of Alderville First Nation, says he likes to paint as a hobby and says he has a lot of time to do other work. “During the pandemic I find myself doing more paintings,” he says. He said he has painted a few other paddles with different images and says he plans on doing another one to bring awareness to MMIWG. The auction to bid on the paddle began Dec 1 and continues to Dec. 3. Details about the auction are listed on the Burleigh Falls Beautification Project Facebook page. Stephanie Doughty, organizer, says the project is going strong. She expects there to be a large turnout to bid on the paddle as the art is very well done. She says there was a sneak peak on Nov. 15 where many posted comments on the beauty of the artwork and showed interest in bidding before the auction began.Natalie Hamilton, Local Journalism Initiative Reporter, Peterborough This Week
Clasine van Adrichem had been enjoying her time with friends knitting mini-scarves for the plush toys of Mr. PG, the mascot of Prince George, B.C., which were to be given away during the World Women's Curling Championship in the city in March.But when the event was cancelled due to COVID-19, so were her weekly gatherings with her pals. As the province reopened in the summer, van Adrichem came up with a bigger project to reconnect with her friends: to make a gigantic scarf for the eight metre-tall Mr. PG statue itself.Van Adrichem and nine other women — ranging in age from 67 to 92 — congregated weekly in Prince George's Lheidli T'enneh Memorial Park to weave the 13-metre long accessory for the city's landmark, which celebrated its 60th birthday in May.On Monday, Mr. PG finally got to put it on. Each member of the team knitted two to three squares, with a total of 25 making up the final scarf. The squares are different colours that represent local organizations and sports teams."Each square probably took close to 10 hours," van Adrichem told Carolina de Ryk, host of CBC's Daybreak North. The weekly knitting sessions in the park were a lifesaver for Sally McLean, who felt isolated at home and didn't get much social support for the first three months of the pandemic."We talked about the weather, and we talked about each other's families and how everybody was doing," McLean said. "We just supported one another in that way as we continued to knit."The women normally make mittens, toques, scarves and sweaters for families in need and give much of their time to support local charities. Van Adrichem hopes Mr. PG's scarf will serve as a reminder to Prince George residents about the importance of giving."There are so many here in the city who need support," she said. "We hope that people will be generous and provide people with something they really need, whether it be food or clothing, at this time of year."Members of the public now have a chance to own a human-size replica of Mr. PG's scarf hand-knitted by van Adrichem, McLean and their teammates. To be in the running, the City of Prince George is encouraging people to comment on its social media channels, stating which nonprofit organizations they've donated to, by Dec. 21.Tap the link below to listen to Clasine van Adrichem and Sally McLean's interview on Daybreak North:Subscribe to Daybreak North on CBC Listen or your favourite podcast app, and connect with CBC Northern British Columbia on Facebook, Twitter and Instagram.
Le Centre de ressources pour hommes Optimum annonce un partenariat avec le duo humoristique Nouveaux pères, afin de mieux faire connaître ses services et inciter davantage d’hommes dans la région du Saguenay-Lac-Saint-Jean à demander l’aide dont ils ont besoin. Optimum espère avec ce nouveau partenariat fera rayonner davantage ses différents services offerts dans la région. Rappelons que l’on compte parmi ceux-ci le service Trajectoires, qui offre de l’entraide psychosociale, Maison Oxygène, qui propose de l’hébergement avec ou sans enfants pour les hommes, ainsi que Cran d’arrêt, qui aide les hommes à mettre un terme à leurs comportements violents ou impulsifs. Le duo d’humoristes de Dolbeau-Mistassini a été choisi puisqu’il rejoint un nombre important de parents dans la région. Samuel Tremblay et Maxime Pearson partagent sur les réseaux sociaux les anecdotes de leur quotidien depuis quelques années déjà pour valoriser le rôle des pères de la nouvelle génération. « Malheureusement, encore en 2020, trop peu d’hommes souffrant de détresse psychologique se tournent vers les services professionnels dont ils ont besoin. Nous croyons que les gars de Nouveaux pères — par leur approche humoristique et positive — contribuent à faire tomber les barrières. Nous sommes très fiers de pouvoir désormais les compter dans notre équipe », souligne Sébastien Ouellet, directeur général du Centre de ressources pour hommes Optimum, par voie de communiqué de presse. Samuel Tremblay et Maxime Pearson considèrent les services offerts par le Centre de ressources pour hommes Optimum comme essentiels, mais également méconnus et souhaitent les faire rayonner davantage. « Encore aujourd’hui, la demande d’aide chez les hommes représente un défi important. Avec ce partenariat, nous espérons convaincre davantage d’hommes à entrer en contact avec l’organisme. Les gars, ne traversez pas seuls les moments difficiles. Appelez ! », soutiennent les cofondateurs, dans un courriel envoyé au Quotidien. Les pères admettent que dès leur première discussion avec le directeur général de l’organisme, ils ont été témoins de l’importance que le Centre de ressources a dans la région. Ils sont fiers d’offrir un coup de main à cet organisme, et du même coup, avoir un impact positif sur leur communauté. Plusieurs actions de communication seront déployées, au cours des prochains mois, afin de faire la promotion des différents services reliés par Optimum. Une campagne de financement pour les différents services de l’organisme sera aussi organisée dès janvier.Myriam Arsenault, Initiative de journalisme local, Le Quotidien
Hanover Deputy Mayor Selwyn Hicks has been elected as Grey County's warden for 2021. “I believe that my credentials speak for themselves. I'm an early riser with a strong work ethic and I have the capacity to build relationships that promote progress,” Hicks said while addressing county councillors during the virtual inauguration session held Tuesday afternoon. The position of warden is voted on by fellow county council members and holds a one-year term. Hicks was nominated for the position by Southgate Deputy Mayor Brian Milne and seconded by Meaford Mayor Barb Clumpus. Hicks was born in South American country of Guyana and moved to Toronto when he was nine. He moved to Hanover in 2003 and he entered politics in 2006, serving as a councillor from 2006 to 2014 and then as deputy-mayor since 2015. Hicks served as warden of Grey County in 2019. He is a lawyer by trade with offices in Hanover and Walkerton, which he operates with his wife of 24 years, Barbara. They have four children: Selwyn IV, Rylee, Connor, and Chloe. At Tuesday’s meeting, Hicks defeated current Grey County Warden Paul McQueen, who is the mayor of Grey Highlands. In the coming months, Hicks says he plans to meet with each lower-tier council representative to build relationships and seek out priorities. “I will also immediately reach out to our provincial and federal representatives to schedule a minimum of one formal meeting each quarter to build relationships and plan how we can work together to address important priorities for the people of Grey County,” he said. “I'm also now a member of the Western Ontario Wardens Caucus," Hicks added. "I have strong relationships from my first year as warden and I plan to continue to build those relationships.” For the coming year, Hicks said he would like to focus on affordable housing, rural broadband programs, and regional transportation. “We've got a number of things on the go. We're still in a COVID environment and we have to figure out how we pull out of this thing together, how to keep people safe, keep our good track record in public health, and take care of our seniors,” he added.Jennifer Golletz, Local Journalism Initiative Reporter, CollingwoodToday.ca
MONTREAL — National Bank of Canada topped expectations as it reported a fourth-quarter profit of $492 million.The Montreal-based bank says its profit for the quarter ended Oct. 31 amounted to $1.36 per diluted share, down from a profit of $604 million or $1.67 per diluted share a year ago.Revenue totalled $2 billion in the quarter, up from $1.91 billion in the same quarter last year.Provisions for credit losses in the quarter were $110 million, up from $89 million a year ago.On an adjusted basis, National Bank says it earned $1.69 per diluted share for the quarter, in line with its result a year ago.Analysts on average had expected an adjusted profit of $1.52 per share, according to financial data firm Refinitiv.This report by The Canadian Press was first published Dec. 2, 2020.Companies in this story: (TSX:NA)The Canadian Press
Paralympic champion Josh Dueck was named Canada's chef de mission for the 2022 Beijing Games on Wednesday.The Canadian Paralympic Hall of Famer from Kimberley, B.C., competed at two Games, winning gold in super combined alpine skiing and silver in downhill in 2014 after also taking silver in sitting slalom in 2010. The 39-year-old served as the closing ceremony flag-bearer in Sochi."When I got the call with the news that I was named to lead the Canadian Paralympic Team my mind started to dance with possibility," Dueck said. "To be a champion for sport, friend and mentor to the athletes and part of the support team for Canada at the Paralympic Games is an incredible privilege. There is a great sense of honour and duty that comes with this storied role, and I look forward to learning from our history and building on this legacy with our teams."Dueck, who lives in Vernon, B.C., was injured in a ski accident just six years before his Paralympic debut. The first person to successfully perform a back flip on a sit ski, Dueck now works as a peer mentor and motivational speaker as well as leading Freestyle BC.Dueck worked with CBC Sports as a broadcaster for the 2018 Paralympics. The 2022 Games are scheduled to run Mar. 4-13 from Beijing, with Canada planning to participate in all five sports.Speed skater and two-time gold medallist Catriona Le May Doan was recently named Olympic chef de mission for Beijing.WATCH | Josh Dueck excited to be chef de mission:Canadian Paralympic Committee president Marc-Andre Fabien said Dueck is poised to impact the 2022 team in a positive manner."He is the epitome of strong athlete leadership and will bring so much positive energy, thoughtful introspection, fresh ideas, and valuable support to the team. He is incredibly well respected within the sport community, has been a longtime passionate advocate for Paralympic sport and brings in many different experiences and perspectives from his many roles in sport," Fabien said.As chef de mission, Dueck is tasked with promoting Team Canada, guiding its athletes in Beijing and fostering a positive environment."The story of every athlete is filled with hope, opportunity, challenge and often uncertainty. Athletes are trained to embrace challenge, let go of the things they cannot control, and to persevere through even the most difficult situations, in an effort to be a little better today than we were yesterday," Dueck said. "In the world today, we need more beacons of hope that remind us we can rise above the challenges we face. My goal is to help share these stories of hope."
NEW YORK — Chuck Rosenberg makes no secret of his admiration for Robert Mueller.Keep that in mind, along with the format of Rosenberg's podcast “The Oath,” now that NBC announced Wednesday that the former special counsel who looked into Russian interference in the 2016 election has given an extensive interview that debuts next week.Mueller, the ex-FBI director, rarely speaks publicly and has been virtually silent about his special counsel experience since testifying before Congress in July 2019.In two separate podcast episodes, each nearly an hour, Mueller doesn't talk about his work as special counsel. He isn't even asked.“There are some questions that you simply don't have to ask,” said Rosenberg, who worked for Mueller as an FBI counsel. “I knew he wouldn't talk about it and I had really no intention of asking about it.”He took Mueller at his word that he wouldn't talk about his work as counsel after his testimony. Mueller made an exception in September, pushing back after one of his former prosecutors suggested in a book that the counsel's team wasn't aggressive enough.Rosenberg's stance is consistent with the format of “The Oath,” in which present and former government officials who have taken an oath to protect the Constitution are interviewed about their lives and careers, while steering clear of current events and political controversies.Rosenberg, also a former federal prosecutor, has taken the oath nine times. He's been an analyst and podcast host for NBC News since quitting as acting head of the Drug Enforcement Administration in 2017, after President Donald Trump suggested to law enforcement officers that they “don't be too nice” to suspects in custody.Even in an era of suspicion about the “deep state,” or perhaps because of it, there has clearly been a public taste for “The Oath.” The Mueller interview leads its fourth season.The show has been in the Top 200 of the Apple Podcasts charts for more than a year, said Andy Bowers, co-founder of the podcast hosting company Megaphone.Rosenberg's extensive experience helps with access, so his guest list is consistently interesting, said Benjamin Wittes, editor in chief of the Lawfare blog. He's also unapologetically earnest, as are many of his guests, at a time of cynicism.“That's the winning formula on ‘The Oath,’ a serious person talking to serious people about public service at a time when people really want to remember what public service is supposed to be," Wittes said.The Mueller interview is a bookend to Rosenberg's two-parter with Mueller's successor as FBI director, James Comey, in the podcast's first season.The voluble Comey is a contrast to Mueller, who's quite comfortable with short answers. “I did OK,” Mueller said when Rosenberg was trying to draw him out about commendations he received during training with the Marines.Did you like law school? “Not particularly,” Mueller said.“Jim is a natural storyteller, so in some ways it is easier (to interview him),” Rosenberg said. “Bob also has a lot of stories to tell, you just have to let him tell them in his own way. I found that compelling — two very different styles, as our listeners will notice, but I think two men of substance.”Although there was talk after his congressional testimony that Mueller, now 76, had lost some sharpness with age, Rosenberg said “he seemed fine to me.”When coaxed, Mueller is most interesting in the first podcast talking about his experience in Vietnam. He volunteered for the Marines after a teammate on his Princeton lacrosse team was killed there, and commanded a unit that was — he found out later — essentially used as bait to draw out the North Vietnamese army.The experience inspired a lifetime of public service, primarily because Mueller was grateful to have survived.It's the type of service that's hard for the cynical to fathom. In another episode this season, Rosenberg speaks to Heather “Lucky” Penney, a former fighter pilot given the assignment on Sept. 11, 2001 of stopping United Airlines Flight 93 as it was bound for the U.S. Capitol. Since there was no time to arm the jet, her only choice was to ram the airliner; she was effectively sent on a suicide mission. Instead, the plane crashed in Pennsylvania after passengers overpowered the hijackers.In the Mueller interview, Rosenberg said he relished the opportunity to get to know someone he knew only as a boss.“There's a bit of a Marine Corps officer outer shell,” he said. “He can be a little bit intimidating. But underneath all of that, he is a remarkably kind and humble and civil man. Coming up in the ranks of the Department of Justice, Bob Mueller is an icon. Everybody that I worked with knew of him and admired him, but often from a distance.”David Bauder, The Associated Press
Whale sharks are aptly named because they are the biggest shark species in the ocean. They are the biggest fish, and they are second in size only to a few species of whale, which are all mammals. They are gentle giants that can reach lengths of almost 17m (55 feet) and have been estimated at a weight of up to 45,000kg (100,000lbs). Despite their enormity, they pose no threat to humans and they have no intent or ability to hurt one, unless somebody was foolish enough to swim too close to the gigantic tail. When threatened, they simply outswim their adversary, or dive too deep to be pursued. Their food consists almost exclusively of tiny fish, krill, plankton, and fish eggs. They have no teeth and are incapable of biting a person. Instead, they filter water over large combs, like whales, and then it passes out the gills as the food remains inside the mouth to be swallowed. These scuba divers are studying the whale sharks in the Galapagos Islands. The videographer has followed a large, pregnant female as she casually drifts past on the ocean current. A second female appears to the left, on a collision course with the first. Like a freight train in motion, the whale sharks are much too enormous to stop suddenly. The change in fin position and body position suggests that the first whale shark is slowing as much as possible. The second whale shark passes underneath and arcs up in what appears to be an intentional contact. She then wiggles and seems to enjoy a little back scratch on the underbelly of the first whale shark. This is a very rare sight and the seasoned scuba divers are clearly excited. We can hear underwater shouts and delighted laughter as they exchange shocked looks. The diver with the video camera turns it on himself to record his own wonder and disbelief. He tries to for an "OK" sign with his hand but the fact that he is holding a Covid mask (to be worn in preparation for his return to the dive boat) prevents him from doing so and he tries for "number 1" sign instead. Whale sharks are a wondrous sight to behold, even from a distance, but to be in the presence of one, or even two, when they are almost close enough to touch is a life changing experience.
LOS ANGELES — People magazine has named George Clooney, Dr. Anthony Fauci, Selena Gomez and Regina King as the “2020 People of the Year.” The magazine revealed its list Wednesday morning as part of a year-end double issue with four covers. The four will be celebrated for their positive impact in the world during a challenging 2020. Clooney, Fauci, Gomez and King will be separately featured on the magazine covers of the issue, which is out Friday. Clooney has received some Oscar buzz for his upcoming film “The Midnight Sky,” but the actor was also in spotlight for his advocacy work. He donated $500,000 to the Equal Justice Initiative in wake of George Floyd’s death and $1 million for COVID-19 relief efforts in Italy, London and Los Angeles. As the nation’s top infectious disease expert, Fauci provided steady guidance during the turbulent pandemic. As the director of the National Institute of Allergy and Infectious Diseases, he has been one of the nation's leading sources of information about the fight against COVID-19. Gomez released her chart-topping album “Rare” and hosted the cooking show “Selena + Chef” on HBO Max. But the pop superstar also spread her message of inclusion through her makeup brand Rare Beauty, which set the goal of raising $100 million in 10 years to help give people access to mental health initiatives. King, who won an Emmy in September, used her voice to encourage people to vote. The actor also called for support of marginalized communities during the pandemic and end police brutality of unarmed Black people. Her directorial debut, “One Night in Miami,” has also been talked about as a possible Oscar contender. Jonathan Landrum Jr., The Associated Press
NAIROBI, Kenya — In a breakthrough a month after deadly conflict cut off Ethiopia’s Tigray region from the world, the United Nations on Wednesday said it and the Ethiopian government have signed a deal to allow “unimpeded” humanitarian access, at least for areas under federal government control after the prime minister’s declaration of victory over the weekend. This will allow the first food, medicines and other aid into the region of 6 million people that has seen rising hunger during the fighting between the federal and Tigray regional governments. Each regards the other as illegal in a power struggle that has been months in the making. For weeks, the U.N. and others have pleaded for access amid reports of supplies running desperately low for millions of people. A U.N. humanitarian spokesman, Saviano Abreu, said the first mission to carry out a needs assessment would begin Wednesday. “We are of course working to make sure assistance will be provided in the whole region and for every single person who needs it,” he said. The U.N. and partners are committed to engaging with “all parties to the conflict" to ensure that aid to Tigray and the neighbouring Amhara and Afar regions is “strictly based on needs." Ethiopia’s government did not immediately comment. For weeks, aid-laden trucks have been blocked at Tigray’s borders, and the U.N. and other humanitarian groups were increasingly anxious to reach Tigray as hunger grows and hospitals run out of basic supplies like gloves and body bags. “We literally have staff reaching out to us to say they have no food for their children,” one humanitarian worker told The Associated Press. The person spoke on condition of anonymity because of the sensitivity of the situation. “We have been urging, waiting, begging for access,” another aid official, Jan Egeland with the Norwegian Refugee Council, told the AP. “We're ready to go tomorrow. ... It has been heartbreaking to be forced to wait." More than 1 million people in Tigray are now thought to be displaced, including over 45,000 who have fled into a remote area of neighbouring Sudan. Humanitarians have struggled to feed them as they set up a crisis response from scratch. Communications and transport links remain almost completely severed to Tigray, and the fugitive leader of the defiant regional government this week told the AP that fighting continues despite Prime Minister Abiy Ahmed's declaration of victory. It remains almost impossible to verify either side’s claims as the conflict threatens to destabilize both the country and the entire Horn of Africa. “It is critically important to get objective information as to what is going on,” the top U.S. diplomat for Africa, Tibor Nagy, told the BBC. “The active military phase is basically over. I’m not saying the fighting is over. So at this point, the humanitarian phase is the most important one.” Nagy added that “now the danger is this evolving into a long-term insurgency." He also disagreed with Ethiopia's description of the conflict as a “law enforcement operation” to arrest the Tigray leaders, saying that “it was obviously a military operation.” The fighting between two heavily armed forces has seen airstrikes, rocket attacks and tanks. For weeks, the U.N. and others have been increasingly insistent on the need to reach some 600,000 people in Tigray who already were dependent on food aid even before the conflict. Now those needs have exploded, but Abiy has resisted international pressure for dialogue and de-escalation, saying his government will not “negotiate our sovereignty.” His government regards the Tigray regional government, which dominated Ethiopia’s ruling coalition for more than a quarter-century, as illegitimate after months of growing friction as he sought to centralize power. Amid the warring sides’ claims and counter-claims, one thing is clear: Civilians have suffered. The U.N. says food has run out for the nearly 100,000 refugees from Eritrea whose camps close to the Tigray border with Eritrea have been in the line of fire as the fighting swept through. Reports that some refugees have been killed or abducted, if true, “would be major violations of international norms,” the U.N. refugee chief said over the weekend in an urgent appeal to Abiy. These are “extremely vulnerable people” who fled persecution in Eritrea, Egeland said. “It’s been extremely frustrating to lose access and communication.” With infrastructure there and elsewhere in Tigray damaged, the U.N. has said some people are now drinking untreated water, increasing the risk of diseases. In the largest hospital in the Tigray capital, Mekele, staff had to suspend other activities to focus on treating the large number of wounded from the conflict, the International Committee for the Red Cross said. The ICRC, the rare organization to travel inside the Tigray region and its borderlands, has reported coming across abandoned communities and camps of displaced people. No one knows the true toll of the fighting. Human rights and humanitarian groups have reported several hundred people killed, including civilians, but many more are feared. Inside Tigray, and among the majority ethnic Tigrayan refugees in Sudan, people are exhausted. “The world hasn’t seen anything like this year. I have never seen anything like this,” said one refugee who gave his name as Danyo, standing on the edge of a river that people on Tuesday were crossing to seek safety. “When Dr. Abiy came, we saw him as a good thing,” he said. “Our hopes were fulfilled, because his talk in the beginning was as sweet as honey, but now the honey has gone sour.” ___ Fay Abuelgasim in Hamdayet, Sudan, contributed. Cara Anna, The Associated Press
Big data is playing a prominent role in life insurance this year.Interest in coverage has surged during the pandemic, but for many people, social distancing mandates took the life insurance medical exam off the table. As consumers look for quick, noninvasive ways to buy policies, insurers have turned to accelerated underwriting, a process that uses algorithms instead of exams to evaluate applicants.While accelerated underwriting isn’t new, more than a third of life insurers have expanded it due to the pandemic, according to a study by the Society of Actuaries. And no-exam life insurance appeals to many people. “They want it to be fast and easy,” says Gina Birchall, chief operating officer for the life insurance trade group LIMRA.Accelerated underwriting can help you get life insurance quickly online, but there are caveats. What you gain in speed, you may lose in flexibility and price.HOW BIG DATA HAS CHANGED LIFE INSURANCETraditionally, buying life insurance was a lengthy process involving bloodwork, urine samples and long waits for approval. “It was probably the hardest or most difficult product to buy left in the modern economy,” says Brooks Tingle, president and CEO of John Hancock Insurance.This changed as the world became steeped in big data. Insurers now typically check your prescription drug history and data from the MIB Group, an information-sharing service for insurers. Companies may also consider non-medical data, such as your credit history, driving record and shopping habits. Algorithms then combine these data points to quickly determine eligibility and cost of coverage.This data can be tricky to dissect, but industry experts expect the trend to grow.“The more information we have, the deeper the data that we have, the more capable we are of making sound decisions,” says Jackie Morales, chief insurance officer for Bestow, an insurer that uses accelerated underwriting.HOW ACCELERATED UNDERWRITING WORKSCompanies typically use accelerated underwriting techniques in two ways:1\. TO FAST-TRACK HEALTHY PEOPLE’S APPLICATIONS. Many major carriers approve low-risk applicants based on big data and then require medical exams for everyone else, says Jeremy Hallett, CEO of Quotacy, a life insurance broker. On average, it takes nine days for an insurer to reach a final decision using accelerated underwriting instead of the traditional 27, according to LIMRA. These policies are considered fully underwritten, even if you don’t take an exam.2\. TO PROVIDE INSTANT ANSWERS. Insurers like Bestow use information from your application and big data algorithms to assess risk, and never require a medical exam. Coverage is not guaranteed, but the application process is fast and you often get an answer within minutes.Accelerated underwriting is not to be confused with “simplified issue” life insurance, which considers the answers on your application but doesn’t tap into big data. These policies typically cost more and offer less coverage than standard policies because they rely on limited information.WHAT TO CONSIDER WHEN CHOOSING A POLICYWhen you shop for life insurance, be sure to ask how the policy is priced. Both instant-answer and fully underwritten policies have pros and cons, and your specific needs will dictate what is right for you.Before you apply, ask yourself these questions:HOW FAST DO YOU WANT COVERAGE?If speed is paramount, consider instant-answer policies that solely use big data and never require an exam. You will get an answer quickly, although the answer may be no.“What big data is providing people is speed,” says Bestow’s Morales. Nearly 85% of people who apply for a Bestow policy do so on a mobile device, she says.HOW MUCH DO YOU WANT TO PAY?A policy with full medical underwriting is likely to be the cheapest option. If the insurer chooses to use accelerated underwriting to fast-track your application, you are not penalized; your price and product will likely be the same as if you had taken the exam, Hallett says.Instant-answer policies may not offer rates in the cheapest brackets since the insurer doesn’t have the option of a medical exam to get more information. But Morales says, “Some people will trade off that ability to get a fast decision at a reasonable price.”DO YOU WANT FLEXIBILITY?Fully underwritten life insurance may offer more options, such as the ability to convert from term to permanent coverage. This is not always true of policies that rely solely on your application information and big data.“When you at least have that medical exam as a possibility,” Hallett says, “you get a more robust product.”___________________________________This article was provided to The Associated Press by the personal finance website NerdWallet. Georgia Rose is a writer at NerdWallet. Email: email@example.comRelated Links:NerdWallet: Options for No Medical Exam Life Insurance https://bit.ly/nerdwallet-medical-life-insuranceMIB Group: Request a copy of your report https://www.mib.com/request_your_record.htmlGeorgia Rose Of Nerdwallet, The Associated Press
BURNABY, B.C. — The death of a teenager in Burnaby, B.C., is now being investigated as a homicide.A statement from the Integrated Homicide Investigation Team says the 18-year-old woman was found in a Burnaby home on Sunday.She was suffering from critical injuries and died in hospital.Sgt. Frank Jang with the homicide team says one man was arrested at the scene but has been released without charges as the investigation continues.Jang says the woman knew her attacker, the case is considered isolated and there is no risk to the public.He urges anyone with information to contact investigators. This report by The Canadian Press was first published Dec. 2, 2020.The Canadian Press
ST. MARY’S – Stricter provincewide measures to protect people during the second wave of COVID-19 won’t derail at least some public displays of holiday cheer in St. Mary’s this year, say municipal officials. Plans are still afoot for the Municipality of the District of St. Mary’s Department of Community Development and Recreation’s annual carolling and fireworks event, though director Mallory Fraser says that could change at the last minute. “We will be monitoring the situation as it develops, and make a final decision closer to the date,” she says. For now, the event is scheduled to take place on Saturday, Dec. 19, starting at 6:30 p.m., at the St. Mary’s Education Centre/Academy’s parking lot, followed by fireworks and hot chocolate at the Sherbrooke Ball Field. To ensure safety, carollers must register and maintain socially safe distances from each other – and each other’s respective bubbles – before heading through Historic Sherbrooke Village. Something new this year is the Holiday Light Extravaganza. Between Dec 1 and 15, St. Mary’s residents, after filling out an entry form, may submit photos of their home seasonal displays to the community and recreation department’s Facebook Page. Voting will begin on Dec. 10, and the winner will be announced before Christmas. “The Holiday Light Extravaganza will go ahead no matter what,” Fraser says. “This is something that people can do without having to worry about social distancing.” Chief Administrative Officer Marvin MacDonald is not expecting trouble despite the worsening infection rate elsewhere in the province. “We haven’t relaxed our protocols here at the office,” he says. “We were going to look into opening the fitness centre at the school, but we’ve just put that back on hold until the new year.” As for the Recplex, he says it is operating for hockey and curling. “When we made the decision to open the rink, it was always based on the idea that if COVID heated up again, we would see how it played out. We’re going to keep the protocols we have in place. If the situation gets worse, we are either going to tighten the protocols, or close some facilities down. But, right now, we are just watching and monitoring.” MacDonald confirmed that the municipality has not reported any cases since the pandemic hit the province earlier this year. Last week, the provincial government introduced newer, tighter controls on public gatherings to staunch an increase in the rate of infection mostly in the Halifax area. “We must immediately change course on COVID-19. The virus is circulating rapidly in Halifax, and we must stop its spread across the province,” Premier Stephen McNeil says in a Nov. 24 news release. The new regulations in the capital include: limiting public gatherings to five people (or up to the number of immediate family members of a household); requiring masks in common areas of multi-unit residential buildings; restricting restaurants to take-out service; limiting the number of customers and employees of retail outlets to 25 per cent of their normal capacity; and suspending organized sporting, recreational, cultural and religious gatherings. On Nov. 29, the number of active COVID-19 cases in the province stood at 125, up from 119 at the end of last week.Alec Bruce, Local Journalism Initiative Reporter, Guysborough Journal
Shawn Mendes, “Wonder” (Island) On his 14-track fourth album, Shawn Mendes is airy, grand, intense and rapturous. It is the sound of a man totally and hopelessly in love. Adoration is baked into “Wonder,” from the almost religious-sounding title track as Mendes sings “I wonder what it’s like to be loved by you," to the last song, where, with a voice shaking with emotion, he sings over acoustic guitar: ”I can’t imagine what a world would be without you." The album's cover captures Mendes ecstatic, floating in waves. Though she is mentioned only once — in the liner notes, thanked right after his family — it's not hard to find the source of this ardour: Mendes’ longtime romantic and quarantine partner, singer Camila Cabello. Whatever happens to this couple in the future, she has inspired a hopelessly romantic set. “Teach Me How to Love” flirts with ’80s disco (with Anderson .Paak on drums) and “305” (the area code to Cabello's Miami) is a candy-colored piece of '60s doo-wop in which Mendes sings to his lover, “If there’s a door to heaven, baby you’re the key.” The lovers are finding a new home to share in “24 Hours” — “It’s a little soon but I wanna come home to you,” he sings. Mendes' falsetto soars with pure glee atop a pillow of strings on the standout “Look Up at the Stars” (where Mendes sings “the universe is ours” in a Coldplay “Yellow” way) and “Always Been You” is both soaring and triumphant. This is music you’d hear in a mall in heaven. The only tune that veers out of the love zone is Mendes’ duet with Justin Bieber, “Monster,” an outstanding moody banger about how early fame messes with you, sung by a rising heartthrob singer-songwriter and an established one. In-demand producer Kid Harpoon, who took Harry Stiles to new heights on “Fine Line,” is all over this gooey album. There's little of the urgency Mendes has shown before — no “There’s Nothing Holdin’ Me Back” or ”In My Blood" — and “Wonder” is sometimes hard to take during extended plays — especially its pointless intro — but to find fault with it is to find fault with love itself. ___ Mark Kennedy is at http://twitter.com/KennedyTwits Mark Kennedy, The Associated Press
A Windsor elementary school outbreak with 49 cases set the "precedent" for asymptomatic COVID-19 testing in the province, according to one expert.Biostatistician Ryan Imgrund, who is based in Newmarket, Ont., and works with a number of public health units across the province, told CBC Radio's Windsor Morning that the outbreak at Frank W. Begley Public Elementary School set the example of what should be done. "At the time that they found those cases, Windsor was not one of those super danger zones like Toronto, Peel and some other areas like that," Imgrund said. "So I don't think it was expected by anyone that a school that is in a lower-risk area would find up to 50 cases ... I think Begley set the precedent for the whole entire province what we should be doing." After three staff members tested positive for the disease, the Windsor-Essex County Health Unit dismissed the entire school on Nov. 17 and advised everyone to get tested. COVID-19 testing was prioritized for the entire school population, with a temporary testing site set up in the school's gymnasium. Overall, 40 students and nine staff members have tested positive. In the same week that Begley was declared an outbreak, W. J. Langlois Catholic Elementary School also went into outbreak and dismissed all students after two positive cases. Testing was prioritized for all members of this group, with a temporary testing site set up in the school, and seven people were confirmed positive. Despite this, and the fact that Begley is the largest school outbreak in the province, Windsor was not included in the launch of an asymptomatic testing pilot project announced last week. Ontario Education Minister Stephen Lecce said Thursday that the pilot is available for students and staff in the province's COVID-19 hotspots of Toronto, Peel, York and Ottawa. "Right now, the next four weeks are targeting the highest-risk regions," he said at the time. "We're following the advice of public health. If they determine, they provide a recommendation it should be expanded or we should augment the list, of course we will continue to follow that direction and implement it swiftly."Lecce told reporters that 99.85 per cent of students in the Windsor-Essex region remain COVID-free, and he and his staff are in contact with school board and public health officials to keep transmission down.Though Begley remains closed, superintendent of education at the Greater Essex County District School Board Sharon Pyke told CBC News Wednesday that the board is working with the health unit and hopes to announce a reopening date this week. A letter sent out to parents in regards to the outbreak had asked them to have their child tested, even if they were asymptomatic. When asked whether she'd like to see asymptomatic testing in schools available in the region, Pyke said it might be best to spare our resources. "I think that if we can keep on top of doing our self-assessments, I think that we perhaps may be better served in terms of our resources in our area, we want to make sure that we're able to test the people that need to be tested," she said."So do I agree? Any kind of preventative measure is good for anyone so of course I want the best for students, I want the best for our staff. I just want to make sure that they're allocated in the right space and the right spot." An investigation by the local health unit is still ongoing to determine how COVID-19 transmission was so widespread in Begley.
A former Barrie surgeon has given up his licence to practise medicine and has promised his regulatory body to never apply to register as a physician ever again, anywhere. The agreement arose following a College of Physicians and Surgeons of Ontario (CPSO) disciplinary hearing last week. “The agreement to never reapply for registration… is the maximum level of punishment available in this situation,” said CPSO communications advisor Josh McLarnon. The college had earlier launched investigations into Dr. Emad M. Guirguis and his now-defunct Lakeview Surgery Centre on Dunlop Street following complaints. He was found to perform cosmetic surgery that was outside his scope of practice as a physician, not having the proper training and certification. He also engaged in unprofessional conduct through online advertising and communications with a specific patient. In addition to the practice ban, he was ordered to pay $6,000. “Dr. Guirguis has been brought forward to the discipline committee on a number of occasions,” McLarnon added. An investigation was first launched in 2015 resulting in a caution three years later. Another caution was later issued relating to his compliance of the first issue. In one complaint, Guirguis tried to perform bariatric revision gastric band surgery, but decided not to complete the surgery because he encountered extensive scar tissue from previous surgeries. According to documents from the college’s compliance and monitoring department, he perforated the patient’s bowel during the surgery, resulting in ongoing complications. The complainant said he did not communicate or follow up with her after the surgery or provide a refund of her fee. “The committee... was of the view that the respondent’s pre-operative assessment was insufficient,” the decision of the inquiries, complaints and reports committee found. In another report, an independent assessor concluded: “Dr. Guirguis did not meet the standard of practice of the profession in some of the cases reviewed; his knowledge was adequate but basic; his surgical skills were adequate for his limited scope of practice; his judgment was not always adequate, mostly because the brief documentation does not allow a full understanding of his train of thought and exposes omissions or incomplete assessments; and in the reviewed cases his clinical practice, behaviour, or conduct had the potential to expose one patient to harm.” Other assessors, it added, found broad deficiencies in Dr. Guirguis’s practice. In a report from Dec. 14, 2018, Guirguis was cautioned about not providing a full explanation of a procedure to a patient and ensuring the patient had full clarity about what was going to be done following a complaint to the college about the outcome of a cosmetic surgical procedure. According to CPSO documents, Guirguis agreed he has engaged in an act or omission relevant to the practice of medicine that would reasonably be regarded by members as disgraceful, dishonourable or unprofessional. He was ultimately found to have committed an act of professional misconduct. Dr. Guirguis’s certificate of registration expired Sept. 4, 2020. In addition to the clinic, Guirguis was also once a staff general surgeon at Barrie’s Royal Victoria Regional Health Centre. Guirguis did not respond to requests for comment, but according to his Facebook page he is studying for his master's degree in theological studies at Tyndale University College and Seminary.Marg. Bruineman, Local Journalism Initiative Reporter, barrietoday.com
OHSWEKEN, Ont. — Provincial police are assisting Six Nations Police Service with a homicide investigation on Six Nations territory just east of Brantford. Six Nations police say the shooting on a driveway in front of a home was reported Tuesday evening. A 27-year-old man died of a gunshot wound. Provincial police say two suspects who were known to the victim left before police arrived, and Six Nations police say there is no apparent danger to the public. An autopsy has been ordered and will be conducted in Toronto. Investigators ask anyone with information about the shooting to contact them. This report by The Canadian Press was first reported Dec. 2, 2020. The Canadian Press
VIENNA — Austria will allow skiing to start on Dec. 24, but will limit the capacity of ski lifts and keep restaurants, bars and hotels largely closed until early January, officials said Wednesday. It also will require many people entering the country over the Christmas period to go into quarantine. Tough lockdown measures took effect Nov. 17 and are due to expire on Sunday. Chancellor Sebastian Kurz said a limited curfew that has applied around the clock will be eased, and from Monday will apply only between 8 p.m. and 6 a.m. Schools will be reopened next week, except for older students, as will nonessential shops, museums, libraries and some other businesses. But restaurants will remain closed for all but takeout and deliveries, as will bars, and hotels will remain closed except to business travellers. Austria has been hard hit by the resurgence of coronavirus infections in Europe, though its infection rate has declined over recent weeks. It currently is recording 335 new infections per 100,000 residents over seven days, down from around 600 last month — but still more than twice as many as in neighbouring Germany, which is in a milder partial shutdown. Kurz said that progress over recent weeks, and the expectation of more before Christmas, allows “cautious” reopening steps. But he said the tourism and catering sectors won’t start reopening until Jan. 7. That will effectively mean that, over the holiday season, skiing is possible in most cases only on day trips for those Austrian residents who live fairly close to the Alps. Vice Chancellor Werner Kogler said there will be mask-wearing and distancing requirements, and the capacity of cable cars will be limited. Kurz said that allowing skiing for locals but keeping the catering sector closed is “absolutely justified.” “Skiing is a sport that takes place in the open air, an individual sport, so epidemiologically it must be assessed differently from catering, where we know that there can time and again be infections,” he said. Kurz added that he, as a resident of eastern Austria, won't benefit but “for a large part of our population it will then be possible to go skiing at least for the day.” France and Germany, which has closed its ski resorts, are pushing for similar measures to be taken in other European countries, like Italy and Spain, for the Christmas season. Ski resorts are already open in neighbouring Switzerland, which has allowed skiing. Kurz rejected suggestions that Austria's limited reopening was a response to pressure from abroad. “We decide according to our infection situation, and our expectation is that we can push down our infections very, very strongly by Christmas,” he said. Austria also plans tougher border controls and quarantine rules in an effort to dissuade people from travelling abroad over the Christmas period. Austrian residents' summer trips to see relatives in the western Balkans, in particular, were blamed as a significant source of the resurgence of infections this fall. The quarantine rules will be imposed by mid-December and will apply “if you're coming from a country that exceeds a certain limit of infections,” Kurz said. He didn't specify that level. The requirement will be for new arrivals to go into quarantine for 10 days, which they can cut short by taking a test after five days, Interior Minister Karl Nehammer said. ___ Follow AP’s coverage at https://apnews.com/hub/coronavirus-pandemic and https://apnews.com/UnderstandingtheOutbreak. ___ Geir Moulson reported from Berlin. Geir Moulson And Philipp Jenne, The Associated Press
Calgarians with roots in India — and in some cases, land there, too — are supporting tens of thousands of farmers in that country involved in mass protests outside Delhi, fighting new laws that will change their industry and impact their livelihoods.The farmers have travelled to the Indian capital from rural regions like Punjab, Haryana and Uttar Pradesh, with many making the journey in tractors and on farm equipment.Watching from thousands of kilometres away, Calgarians with strong ties to Punjab and other parts of India are finding ways to support the farmers. That includes taking part in social media campaigns and a car rally, which attracted hundreds in northeast Calgary this past weekend. "These three new laws are against the farmers," said Sam Brar, who lives in Saddle Ridge."They're trying to bring in big corporations and kill all the smaller scale farming. The government won't even listen to them."In Delhi, there have been clashes with authorities, who turned water cannons and tear gas on protestors trying to enter the city.The new laws were introduced in September and change the rules around the sale, pricing and storage of produce.Indian Prime Minister Narendra Modi says the laws will let farmers set their own prices and allow them to sell crops to private businesses, ultimately giving them more freedom.But farmers are worried it will leave them open to being exploited by corporations and devastate them financially. Until now, farmers relied on selling crops direct to the government at guaranteed prices. They're also angry the changes are being made in the middle of the COVID-19 pandemic.To put the issue into context, more than half of India's 1.3 billion population is connected to agriculture and farming, so it's a huge issue for the country and involves a significant voter block.Modi says he hopes what he calls transformative changes will attract more private investment to the industry, but farmers and their unions say it will make life much tougher."Farmers don't want any dealings with these big corporates. They marched toward Delhi in huge numbers and now the government have used force to stop them," said Brar. "Some have been beaten like animals."Brar was one of many who attended at a socially distanced car rally that travelled in a convoy from the Genesis Centre in northeast Calgary into downtown on Sunday, waving flags and blasting horns."We want to raise our voice and add some pressure from here," he said."It felt really good. We thought 100 cars might come but it was more than 500 or 600 cars that gathered."Some families in Calgary still own land in rural India and the change in laws has direct implications for them."The majority of people from Punjab, their background would be farming, and some people still have farming lands back home. They're worried in the future the corporations would take over the land and they would lose their land," said Harvinder Gill.Gill says the car rally and support being shown on social media in Calgary are an opportunity to pressure local politicians to raise awareness of the issue."They can talk to the Indian government," he said. "Help put pressure on them."On Facebook, many Indians in Calgary have changed their profiles in support of the protests and added the popular standwithfarmerschallenge hashtag to their social media accounts.The Indian government has denounced comments made by Prime Minister Justin Trudeau in support of the farmers on Monday.Trudeau called the Indian government response to the protests "concerning." Trudeau's comments were labelled as "ill-informed" by a foreign ministry spokesperson.
Teen banking app Step has raised $50 million (37.4 million pounds) from investors led by Coatue Management alongside celebrities such as singer Justin Timberlake, influencer Charli D'Amelio and former quarterback Eli Manning. Step, which offers teenagers a bank account connected to a secured spending card and peer-to-peer payments, also said it had secured funding from existing backers including Stripe, Will Smith's Dreamers VC, CrossLink Capital and Collaborative Fund. San Francisco-based Step allows parents to view balances and real-time activity, add money to their teens' accounts and manage and freeze cards.