Not having enough saved for retirement is a very common fear, and when that's indeed the case, it likely means you won't be able to retire when or how you want. There are four things you can do in the years leading up to your retirement that can help you catch up and close any gaps. As scary as it may seem, getting to the place you want with your retirement savings will involve taking off the blindfold and honestly evaluating where you are relative to where you should be.
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